ACT Historical PE Ratio Notes

— Enact Holdings, Inc. (ticker symbol: ACT) is a leading provider of private mortgage insurance (PMI) in the United States. The company enables lenders to offer mortgages with lower down payments to borrowers, helping more people achieve homeownership while managing the risk of borrower default. Enact generates its revenue primarily from insurance premiums and is impacted by factors such as housing market conditions, mortgage default rates, and regulatory changes. When reviewing Enact’s historical price-to-earnings (PE) ratio, it’s important to recognize that the company’s earnings can fluctuate with the economic cycle and shifts in real estate activity. During periods of economic stability & low mortgage defaults, Enact may report strong earnings, pushing the PE ratio lower if the stock price stays steady. Conversely, concerns about rising defaults or housing market slowdowns can pressure earnings or increase risk premiums, leading to higher PE ratios or compressed valuations. Therefore, fluctuations in ACT’s historical PE ratio often reflect investor perceptions of mortgage credit risk, macroeconomic trends, & the company’s ability to sustain profitable underwriting—key aspects to keep in mind when analyzing those historical charts and tables.

On this page we presented the ACT Historical PE Ratio information for Enact Holdings' stock. The average ACT historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 10.1. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average ACT historical PE based on this TTM earnings result method is 10.0.

Let's now compare this ACT historical PE result, against the recent PE: when this page was posted on 7/9/2026, the most recent closing price for ACT had been 44.98, and the most recent quarterly earnings result, annualized, was 4.84. Meanwhile, the most recent TTM earnings summed to 4.71. From these numbers, we calculate the recent ACT PE on 7/9/2026 based on annualized quarterly EPS was 9.3. Based on ACT's history, that recent PE is low relative to the historical average, with the recent PE 7.9% lower than the historical average PE across our data set for Enact Holdings. Looking at the recent ACT PE on 7/9/2026 based on TTM EPS, we calculate the ratio at 9.5. Based on ACT's history, that recent PE is low relative to the historical average, with the recent PE 5.0% lower than the average PE across our Enact Holdings data set with TTM EPS used in the calculation at each period.

Another interesting ACT historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for ACT, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for ACT, we start with the past four EPS numbers and we first sort them from lowest to highest: 1.12, 1.15, 1.21, and 1.23. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 1.15 and 1.21 — which gives us the median of 1.18. Basically the way to think about this 1.18 number is this: for the trailing four earnings reports, 1.18 marks the "middle ground" number where ACT has reported a value higher than 1.18 half the time, and has reported a value lower than 1.18 half the time. Annualizing that median value then gets us to 4.72/share, which we use as the denominator in our next PE calculation. With 44.98 as the numerator (as of 7/9/2026), the calculation is then 44.98 / 4.72 = 9.5 as the ACT PE ratio as of 7/9/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on ACT or any other given stock, valuation analysis for ACT can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate Enact Holdings PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for ACT. Thanks for visiting, and the next time you need to research ACT Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.