AFRM Historical PE Ratio Notes

— Affirm Holdings (ticker: AFRM) is a financial technology company that offers buy now, pay later (BNPL) solutions to consumers and merchants, enabling shoppers to split purchases into installment payments without using traditional credit cards. Founded by Max Levchin, co-founder of PayPal, Affirm partners with retailers across multiple sectors, providing transparent, interest-free or interest-bearing loans at point of sale. For investors reviewing AFRM's historical price-earnings (PE) ratio, it's important to note that the company has experienced significant revenue growth but often operates at a net loss, especially during its expansion stage. As a result, historical PE ratios may be negative or undefined for many periods, reflecting inconsistent or negative earnings. This can make traditional PE comparisons with more mature, consistently profitable companies less useful. AFRM's growth trajectory & risk profile mean the market has often valued it based on revenue growth & future profit potential rather than current earnings, impacting how PE ratios appear over time. As you review historical charts & tables, keep in mind the underlying business model's focus on growth & market capture, which often results in atypical or volatile PE ratio patterns compared to established financial services companies.

On this page we presented the AFRM Historical PE Ratio information for Affirm Holdings' stock. The average AFRM historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 67.0. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average AFRM historical PE based on this TTM earnings result method is 77.7. Note: any PE calculations resulting in a value exceeding 500 were discarded as not meaningful. Note: any PE calculations involving negative earnings were discarded as not meaningful.

Let's now compare this AFRM historical PE result, against the recent PE: when this page was posted on 5/29/2026, the most recent closing price for AFRM had been 73.65, and the most recent quarterly earnings result, annualized, was 1.2. Meanwhile, the most recent TTM earnings summed to 1.1. From these numbers, we calculate the recent AFRM PE on 5/29/2026 based on annualized quarterly EPS was 61.4. Based on AFRM's history, that recent PE is low relative to the historical average, with the recent PE 8.4% lower than the historical average PE across our data set for Affirm Holdings. Looking at the recent AFRM PE on 5/29/2026 based on TTM EPS, we calculate the ratio at 67.0. Based on AFRM's history, that recent PE is low relative to the historical average, with the recent PE 13.8% lower than the average PE across our Affirm Holdings data set with TTM EPS used in the calculation at each period.

Another interesting AFRM historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for AFRM, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for AFRM, we start with the past four EPS numbers and we first sort them from lowest to highest: 0.20, 0.23, 0.30, and 0.37. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 0.23 and 0.30 — which gives us the median of 0.27. Basically the way to think about this 0.27 number is this: for the trailing four earnings reports, 0.27 marks the "middle ground" number where AFRM has reported a value higher than 0.27 half the time, and has reported a value lower than 0.27 half the time. Annualizing that median value then gets us to 1.08/share, which we use as the denominator in our next PE calculation. With 73.65 as the numerator (as of 5/29/2026), the calculation is then 73.65 / 1.08 = 68.2 as the AFRM PE ratio as of 5/29/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on AFRM or any other given stock, valuation analysis for AFRM can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate Affirm Holdings PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for AFRM. Thanks for visiting, and the next time you need to research AFRM Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.