ATLC Historical PE Ratio Notes

— Atlanticus Holdings Corporation (NASDAQ: ATLC) is a financial services company specializing in providing credit & related financial products primarily to consumers with less-than-prime credit profiles. Through its subsidiaries, Atlanticus offers credit card products, auto loans, & other finance solutions, often utilizing innovative underwriting & technology-driven platforms to assess and manage risk. The nature of Atlanticus's business means its earnings are closely tied to consumer credit trends, economic cycles, default rates, & regulatory changes. When reviewing ATLC's historical P/E ratio, it’s important to understand that fluctuations may reflect not only changes in profitability driven by credit performance or operational shifts, but also investor sentiment about risk in the subprime lending sector. Historically, periods of economic uncertainty or rising default rates have often led to compressed P/E ratios, as investors price in higher risk, while strong growth or improving credit performance can result in an expanding P/E multiple. Therefore, as you study ATLC's historical charts & tables, consider the broader credit environment & company-specific developments that would have influenced both earnings and the valuation assigned to them by the market.

On this page we presented the Atlanticus Holdings Historical PE Ratio information for Atlanticus Holdings' stock. The average ATLC historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 7.1. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average ATLC historical PE based on this TTM earnings result method is 8.6.

Let's now compare this ATLC historical PE result, against the recent PE: when this page was posted on 9/8/2026, the most recent closing price for ATLC had been 93.81, and the most recent quarterly earnings result, annualized, was 10. Meanwhile, the most recent TTM earnings summed to 7.96. From these numbers, we calculate the recent ATLC PE on 9/8/2026 based on annualized quarterly EPS was 9.4. Based on ATLC's history, that recent PE is elevated relative to the historical average, with the recent PE 32.4% higher than the historical average PE across our data set for Atlanticus Holdings. Looking at the recent ATLC PE on 9/8/2026 based on TTM EPS, we calculate the ratio at 11.8. Based on ATLC's history, that recent PE is elevated relative to the historical average, with the recent PE 37.2% higher than the historical average PE across our Atlanticus Holdings data set with TTM EPS used in the calculation at each period.

Another interesting ATLC historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for ATLC, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for ATLC, we start with the past four EPS numbers and we first sort them from lowest to highest: 1.48, 1.75, 2.23, and 2.50. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 1.75 and 2.23 — which gives us the median of 1.99. Basically the way to think about this 1.99 number is this: for the trailing four earnings reports, 1.99 marks the "middle ground" number where ATLC has reported a value higher than 1.99 half the time, and has reported a value lower than 1.99 half the time. Annualizing that median value then gets us to 7.96/share, which we use as the denominator in our next PE calculation. With 93.81 as the numerator (as of 9/8/2026), the calculation is then 93.81 / 7.96 = 11.8 as the ATLC PE ratio as of 9/8/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on ATLC or any other given stock, valuation analysis for ATLC can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate Atlanticus Holdings PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for ATLC. Thanks for visiting, and the next time you need to research ATLC Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.