Esquire Financial Hldgs Historical PE Ratio
This ESQ historical PE ratio page, which was last updated 4/29/2026, presents historical price to earnings information for Esquire Financial Hldgs under both the TTM method and
the annualized method, and presented in both tabular and graphical format for ease of study.
ESQ Historical PE Ratio Notes
— Esquire Financial Holdings (ticker symbol: ESQ) is a bank holding company that operates primarily through its subsidiary, Esquire Bank, focused on serving specialized markets such as the legal industry, small businesses, and commercial clients. The company offers tailored financial solutions including commercial loans, business payment processing, and deposit services—particularly to law firms, plaintiffs, and related businesses—which can provide unique revenue streams and risk dynamics. When reviewing ESQ’s historical price-to-earnings (PE) ratios, it’s important to recognize that the specialized nature of their client base can lead to earnings growth or stability that differs from a traditional bank. Since PE ratios reflect the valuation that the market assigns to a company's earnings, factors like steady fee income, exposure to niche markets like legal settlements, and sound risk management often result in ESQ commanding a PE ratio that may deviate from regional or general banking peers. Events impacting business activity in the legal sector, credit quality, and the company's historical growth trajectory are likely to be evident in the historical PE ratio charts & tables, so keep an eye out for correlations between those fundamentals and ESQ's valuation over time.
How should the ESQ historical PE ratio be determined?
Realizing that PE stands for Price to Earnings ratio, we need two values to compute it: stock price and earnings per share. The stock price at any given date is a known historical value, but what about the earnings number to use?
✔️Accepted answer:
There are a number of different approaches when it comes to calculating a historical PE ratio for a company like Esquire Financial Hldgs. We like to take our measurements on each of the past quarterly earnings reports. That only leaves the question of whether the earnings number at that quarterly report should be used on an annualized basis, or some other method. We approach this question using three different methods, on this ESQ Historical PE Ratio page.
What is the average historical PE for ESQ based on annualized quarterly earnings?
As we look back through earnings history, what is the resulting PE calculation if at each measurement period we use that quarter's earnings result annualized?
✔️Accepted answer:
The ESQ historical PE ratio using the annualized quarterly earnings method works out to 14.4.
What is the average historical PE for ESQ based on trailing twelve month earnings?
As we look back through earnings history, what is the resulting PE calculation if at each measurement period we use the trailing twelve months combined earnings result in the calculation?
✔️Accepted answer:
The ESQ historical PE ratio using the TTM earnings method works out to 15.0.
What is the average historical PE for ESQ based on median TTM earnings?
As we look back through earnings history, what is the resulting PE calculation if at each measurement period we use the median earnings over the trailing twelve months and annualize that median result in the calculation?
✔️Accepted answer:
The ESQ historical PE ratio using the annualized median TTM earnings method works out to 6.04.
On this page we presented the
Esquire Financial Hldgs Historical PE Ratio information for Esquire Financial Hldgs' stock.
The average ESQ historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 14.4. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average ESQ historical PE based on this TTM earnings result method is 15.0.
Let's now compare this ESQ historical PE result, against the recent PE: when this page was posted on 4/28/2026, the most recent closing price for ESQ had been 106.75, and the most recent quarterly earnings result, annualized, was 6.32. Meanwhile, the most recent TTM earnings summed to 5.98. From these numbers, we calculate the recent ESQ PE on 4/28/2026 based on annualized quarterly EPS was 16.9. Based on ESQ's history, that recent PE is elevated relative to the historical average, with the recent PE 17.4% higher than the historical average PE across our data set for Esquire Financial Hldgs. Looking at the recent ESQ PE on 4/28/2026 based on TTM EPS, we calculate the ratio at 17.9. Based on ESQ's history, that recent PE is elevated relative to the historical average, with the recent PE 19.3% higher than the historical average PE across our Esquire Financial Hldgs data set with TTM EPS used in the calculation at each period.
Another interesting ESQ historical PE Ratio calculation we look at is to take the
median earnings per share of the last four quarters for ESQ, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for ESQ, we start with the past four EPS numbers and we first sort them from lowest to highest: 1.38, 1.47, 1.55, and 1.58. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 1.47 and 1.55 — which gives us the median of 1.51. Basically the way to think about this 1.51 number is this: for the trailing four earnings reports, 1.51 marks the "middle ground" number where ESQ has reported a value
higher than 1.51 half the time, and has reported a value
lower than 1.51 half the time. Annualizing that median value then gets us to 6.04/share, which we use as the denominator in our next PE calculation. With 106.75 as the numerator (as of 4/28/2026), the calculation is then 106.75 / 6.04 =
17.7 as the ESQ PE ratio as of 4/28/2026, based on that annualized median value we calculated.
For self directed investors doing their due diligence on ESQ or any other given stock, valuation analysis for ESQ
can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis
as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.
That's why we bring you
HistoricalPERatio.com to make it easy for investors to investigate
Esquire Financial Hldgs PE history or the past PE information for any stock in our coverage universe.
And in your continued research we hope you will be sure to check out the further links included for earnings
surprises history (beat/miss data) as well as next earnings dates for ESQ. Thanks for visiting, and the next
time you need to research
ESQ Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your
go-to historical PE ratio research resource of choice.