PLMR Historical PE Ratio Notes

— Palomar Holdings, Inc. (ticker: PLMR) is a specialty insurance company that designs and sells property & casualty insurance products primarily in the United States. The company focuses on providing coverage for risks such as earthquakes, hurricanes, & specialty homeowners, targeting underserved or niche markets overlooked by traditional insurers. PLMR differentiates itself through data-driven underwriting, innovative product structures, & the use of reinsurance to manage risk exposure. For an investor about to analyze historical P/E ratio information, it’s important to understand that PLMR’s valuation has often reflected both its rapid growth and unique risk profile. The historical P/E ratio can fluctuate due to factors like catastrophe losses (which affect earnings), changes in premium growth rates, and shifts in investor sentiment regarding the property & casualty insurance sector. High growth and strong underwriting performance have, at times, led to a higher P/E compared to traditional insurers, while periods with large insured events or market volatility have compressed earnings & impacted the P/E ratio. As you review PLMR’s historical price, earnings, & P/E trends, consider both broad industry conditions and company-specific events that may have influenced market expectations.

On this page we presented the PLMR Historical PE Ratio information for Palomar Hldgs' stock. The average PLMR historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 33.0. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average PLMR historical PE based on this TTM earnings result method is 44.3. Note: any PE calculations involving negative earnings were discarded as not meaningful.

Let's now compare this PLMR historical PE result, against the recent PE: when this page was posted on 10/7/2026, the most recent closing price for PLMR had been 126.82, and the most recent quarterly earnings result, annualized, was 9.44. Meanwhile, the most recent TTM earnings summed to 8.92. From these numbers, we calculate the recent PLMR PE on 10/7/2026 based on annualized quarterly EPS was 13.4. Based on PLMR's history, that recent PE is low relative to the historical average, with the recent PE 59.4% lower than the historical average PE across our data set for Palomar Hldgs. Looking at the recent PLMR PE on 10/7/2026 based on TTM EPS, we calculate the ratio at 14.2. Based on PLMR's history, that recent PE is low relative to the historical average, with the recent PE 67.9% lower than the average PE across our Palomar Hldgs data set with TTM EPS used in the calculation at each period.

Another interesting PLMR historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for PLMR, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for PLMR, we start with the past four EPS numbers and we first sort them from lowest to highest: 2.01, 2.24, 2.31, and 2.36. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 2.24 and 2.31 — which gives us the median of 2.28. Basically the way to think about this 2.28 number is this: for the trailing four earnings reports, 2.28 marks the "middle ground" number where PLMR has reported a value higher than 2.28 half the time, and has reported a value lower than 2.28 half the time. Annualizing that median value then gets us to 9.12/share, which we use as the denominator in our next PE calculation. With 126.82 as the numerator (as of 10/7/2026), the calculation is then 126.82 / 9.12 = 13.9 as the PLMR PE ratio as of 10/7/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on PLMR or any other given stock, valuation analysis for PLMR can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate Palomar Hldgs PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for PLMR. Thanks for visiting, and the next time you need to research PLMR Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.