PRAA Historical PE Ratio Notes

— PRA Group, Inc. (ticker: PRAA) is a global financial and business services company specializing in the purchase and collection of nonperforming loans, primarily unsecured accounts such as credit card, personal loans, and other receivables that have been charged off by original creditors. By buying this defaulted debt at a discount and then pursuing collections, PRAA generates revenue based on its ability to recover more than it paid for the portfolios. Because the company’s earnings can be volatile – depending on economic cycles, the amount and quality of debt portfolios available for purchase, and regulatory trends – the P/E ratio often fluctuates. When PRAA is successfully collecting and acquiring attractive portfolios at low prices, earnings increase, which can compress the P/E ratio if the market price doesn’t rise as much. Conversely, if collection rates fall or legal costs rise, earnings drop, and the P/E typically expands unless the stock price falls even more. As you review PRAA’s historical P/E ratio, keep in mind it is heavily influenced both by macroeconomic trends and management’s ability to forecast future recoveries, making historical P/E trends sometimes more erratic than those of companies in more stable industries.

On this page we presented the PRA Group Historical PE Ratio information for PRA Group' stock. The average PRAA historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 17.0. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average PRAA historical PE based on this TTM earnings result method is 21.5. Note: any PE calculations involving negative earnings were discarded as not meaningful.

Let's now compare this PRAA historical PE result, against the recent PE: when this page was posted on 5/12/2026, the most recent closing price for PRAA had been 16.78, and the most recent quarterly earnings result, annualized, was 2.92. Meanwhile, the most recent TTM earnings summed to 3.05. From these numbers, we calculate the recent PRAA PE on 5/12/2026 based on annualized quarterly EPS was 5.7. Based on PRAA's history, that recent PE is low relative to the historical average, with the recent PE 66.5% lower than the historical average PE across our data set for PRA Group. Looking at the recent PRAA PE on 5/12/2026 based on TTM EPS, we calculate the ratio at 5.5. Based on PRAA's history, that recent PE is low relative to the historical average, with the recent PE 74.4% lower than the average PE across our PRA Group data set with TTM EPS used in the calculation at each period.

Another interesting PRAA historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for PRAA, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for PRAA, we start with the past four EPS numbers and we first sort them from lowest to highest: 0.33, 0.53, 0.73, and 1.46. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 0.53 and 0.73 — which gives us the median of 0.63. Basically the way to think about this 0.63 number is this: for the trailing four earnings reports, 0.63 marks the "middle ground" number where PRAA has reported a value higher than 0.63 half the time, and has reported a value lower than 0.63 half the time. Annualizing that median value then gets us to 2.52/share, which we use as the denominator in our next PE calculation. With 16.78 as the numerator (as of 5/12/2026), the calculation is then 16.78 / 2.52 = 6.7 as the PRAA PE ratio as of 5/12/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on PRAA or any other given stock, valuation analysis for PRAA can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate PRA Group PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for PRAA. Thanks for visiting, and the next time you need to research PRAA Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.