RF Historical PE Ratio Notes

— Regions Financial Corporation (ticker symbol: RF) is a leading financial holding company headquartered in Birmingham, Alabama, with a primary presence in the Southeastern and Midwestern United States. It operates through three main business segments: Corporate Banking, Consumer Banking, & Wealth Management, offering retail & commercial banking, mortgage, & investment services. As a regional bank, Regions Financial's earnings are highly influenced by interest rate cycles, credit quality trends, and overall economic growth in its operating regions. When analyzing RF's historical price-to-earnings (P/E) ratio, keep in mind that its valuation often fluctuates with changes in net interest margins, loan demand, & credit loss provisions, as well as broader market sentiment about regional banks. Periods of economic uncertainty or rising loan defaults tend to compress the P/E ratio, while times of stable growth and strong asset quality typically result in higher valuations. Understanding Regions' core business mix and the macroeconomic factors affecting banking industry profitability will help you contextualize any historical swings you observe in the RF P/E ratio over time.

On this page we presented the RF Historical PE Ratio information for Regions Finl' stock. The average RF historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 10.8. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average RF historical PE based on this TTM earnings result method is 11.5. Note: any PE calculations involving negative earnings were discarded as not meaningful.

Let's now compare this RF historical PE result, against the recent PE: when this page was posted on 8/7/2026, the most recent closing price for RF had been 31.43, and the most recent quarterly earnings result, annualized, was 2.72. Meanwhile, the most recent TTM earnings summed to 2.5. From these numbers, we calculate the recent RF PE on 8/7/2026 based on annualized quarterly EPS was 11.6. Based on RF's history, that recent PE is elevated relative to the historical average, with the recent PE 7.4% higher than the historical average PE across our data set for Regions Finl. Looking at the recent RF PE on 8/7/2026 based on TTM EPS, we calculate the ratio at 12.6. Based on RF's history, that recent PE is elevated relative to the historical average, with the recent PE 9.6% higher than the historical average PE across our Regions Finl data set with TTM EPS used in the calculation at each period.

Another interesting RF historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for RF, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for RF, we start with the past four EPS numbers and we first sort them from lowest to highest: 0.57, 0.62, 0.63, and 0.68. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 0.62 and 0.63 — which gives us the median of 0.62. Basically the way to think about this 0.62 number is this: for the trailing four earnings reports, 0.62 marks the "middle ground" number where RF has reported a value higher than 0.62 half the time, and has reported a value lower than 0.62 half the time. Annualizing that median value then gets us to 2.48/share, which we use as the denominator in our next PE calculation. With 31.43 as the numerator (as of 8/7/2026), the calculation is then 31.43 / 2.48 = 12.7 as the RF PE ratio as of 8/7/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on RF or any other given stock, valuation analysis for RF can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate Regions Finl PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for RF. Thanks for visiting, and the next time you need to research RF Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.