RBKB Historical PE Ratio Notes

— Rhinebeck Bancorp, Inc. (Ticker: RBKB) is a community-oriented financial institution headquartered in Rhinebeck, New York. Through its subsidiary Rhinebeck Bank, it primarily offers traditional banking products and services such as residential & commercial real estate loans, consumer loans, business loans, and various deposit products targeted toward individuals and small businesses in the Hudson Valley region. As a relatively small, regional bank, RBKB's earnings can be significantly influenced by local economic conditions, interest rate fluctuations, competition, and loan portfolio quality. These factors, in turn, impact its historical price-to-earnings (PE) ratio, which reflects how much investors have been willing to pay per dollar of earnings at different points in time. Periods of economic growth or robust loan demand may coincide with higher earnings and potentially lower PE ratios if the stock price does not rise as quickly, whereas challenging economic environments, credit losses, or pressured margins can compress earnings, sometimes resulting in temporarily higher PE ratios. When reviewing RBKB's historical PE ratio charts & tables, keep in mind that changes often reflect shifts in market sentiment regarding bank sector risks & growth prospects in addition to actual performance changes.

On this page we presented the Rhinebeck Bancorp Historical PE Ratio information for Rhinebeck Bancorp' stock. The average RBKB historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 12.8. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average RBKB historical PE based on this TTM earnings result method is 11.4.

Let's now compare this RBKB historical PE result, against the recent PE: when this page was posted on 8/7/2026, the most recent closing price for RBKB had been 12.42, and the most recent quarterly earnings result, annualized, was 0.96. Meanwhile, the most recent TTM earnings summed to 0.9. From these numbers, we calculate the recent RBKB PE on 8/7/2026 based on annualized quarterly EPS was 12.9. Based on RBKB's history, that recent PE is elevated relative to the historical average, with the recent PE 0.8% higher than the historical average PE across our data set for Rhinebeck Bancorp. Looking at the recent RBKB PE on 8/7/2026 based on TTM EPS, we calculate the ratio at 13.8. Based on RBKB's history, that recent PE is elevated relative to the historical average, with the recent PE 21.1% higher than the historical average PE across our Rhinebeck Bancorp data set with TTM EPS used in the calculation at each period.

Another interesting RBKB historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for RBKB, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for RBKB, we start with the past four EPS numbers and we first sort them from lowest to highest: 0.20, 0.21, 0.24, and 0.25. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 0.21 and 0.24 — which gives us the median of 0.22. Basically the way to think about this 0.22 number is this: for the trailing four earnings reports, 0.22 marks the "middle ground" number where RBKB has reported a value higher than 0.22 half the time, and has reported a value lower than 0.22 half the time. Annualizing that median value then gets us to 0.88/share, which we use as the denominator in our next PE calculation. With 12.42 as the numerator (as of 8/7/2026), the calculation is then 12.42 / 0.88 = 14.1 as the RBKB PE ratio as of 8/7/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on RBKB or any other given stock, valuation analysis for RBKB can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate Rhinebeck Bancorp PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for RBKB. Thanks for visiting, and the next time you need to research RBKB Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.