TMP Historical PE Ratio Notes

— Tompkins Financial Corporation (ticker: TMP) is a regional financial holding company headquartered in Ithaca, NY, providing a range of banking, financial, and insurance services through its banking subsidiaries and affiliates. The company operates primarily in upstate New York and Pennsylvania, serving individuals, small businesses, and commercial clients with offerings like deposits, loans, trust, investment & insurance services. Given its focus on community and relationship banking, TMP's earnings are closely tied to local economic conditions, interest rates, and the health of its loan portfolio. When analyzing historical PE (price-to-earnings) ratios for TMP, investors should consider that as a regional bank, the company's profitability—reflected in its earnings—can fluctuate with changes in regional economies, regulatory shifts, and broader trends in the financial sector. Periods of stable or growing earnings often yield lower, more attractive PE ratios if price doesn't keep pace; conversely, higher PE ratios may reflect investor optimism about future growth or stability. Historical patterns in TMP's PE ratio generally align with financial sector cycles & local economic activity, so understanding the business model helps in contextualizing what you'll see in those charts and tables.

On this page we presented the Tompkins Finl Historical PE Ratio information for Tompkins Finl' stock. The average TMP historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 14.6. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average TMP historical PE based on this TTM earnings result method is 19.3. Note: any PE calculations involving negative earnings were discarded as not meaningful.

Let's now compare this TMP historical PE result, against the recent PE: when this page was posted on 4/30/2026, the most recent closing price for TMP had been 84.27, and the most recent quarterly earnings result, annualized, was 7.28. Meanwhile, the most recent TTM earnings summed to 6.75. From these numbers, we calculate the recent TMP PE on 4/30/2026 based on annualized quarterly EPS was 11.6. Based on TMP's history, that recent PE is low relative to the historical average, with the recent PE 20.5% lower than the historical average PE across our data set for Tompkins Finl. Looking at the recent TMP PE on 4/30/2026 based on TTM EPS, we calculate the ratio at 12.5. Based on TMP's history, that recent PE is low relative to the historical average, with the recent PE 35.2% lower than the average PE across our Tompkins Finl data set with TTM EPS used in the calculation at each period.

Another interesting TMP historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for TMP, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for TMP, we start with the past four EPS numbers and we first sort them from lowest to highest: 1.50, 1.65, 1.78, and 1.82. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 1.65 and 1.78 — which gives us the median of 1.71. Basically the way to think about this 1.71 number is this: for the trailing four earnings reports, 1.71 marks the "middle ground" number where TMP has reported a value higher than 1.71 half the time, and has reported a value lower than 1.71 half the time. Annualizing that median value then gets us to 6.84/share, which we use as the denominator in our next PE calculation. With 84.27 as the numerator (as of 4/30/2026), the calculation is then 84.27 / 6.84 = 12.3 as the TMP PE ratio as of 4/30/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on TMP or any other given stock, valuation analysis for TMP can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate Tompkins Finl PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for TMP. Thanks for visiting, and the next time you need to research TMP Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.