UVSP Historical PE Ratio Notes

— Univest Financial Corporation (UVSP) is a regional bank holding company based in Pennsylvania, primarily operating through its subsidiary, Univest Bank & Trust Co. The company offers a variety of financial services including commercial & retail banking, mortgage banking, investment management, insurance, & wealth advisory services. Its revenues are largely driven by net interest income from lending activities, while non-interest income comes from fee-based services. When evaluating Univest's historical price-to-earnings (PE) ratio, it's important to understand that the ratio is influenced by both the company's consistent earnings generation and investors' expectations for regional banks. Economic cycles, shifts in interest rates, credit quality trends, and demand for local loans & services can cause significant fluctuations in earnings, impacting the PE ratio. Periods of stable regional economic growth can support higher earnings & valuations, often leading to lower PE ratios if price outpaces earnings. Conversely, in times of stress or uncertainty—such as during recessions or rising credit losses—the PE ratio may spike as earnings decline or as investor sentiment about future prospects worsens. As you review historical charts for UVSP, keep in mind these fundamental factors shaping both its earnings and how the market values them over time.

On this page we presented the Univest Financial Historical PE Ratio information for Univest Financial' stock. The average UVSP historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 15.2. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average UVSP historical PE based on this TTM earnings result method is 12.7.

Let's now compare this UVSP historical PE result, against the recent PE: when this page was posted on 5/8/2026, the most recent closing price for UVSP had been 38.89, and the most recent quarterly earnings result, annualized, was 3.84. Meanwhile, the most recent TTM earnings summed to 3.33. From these numbers, we calculate the recent UVSP PE on 5/8/2026 based on annualized quarterly EPS was 10.1. Based on UVSP's history, that recent PE is low relative to the historical average, with the recent PE 33.6% lower than the historical average PE across our data set for Univest Financial. Looking at the recent UVSP PE on 5/8/2026 based on TTM EPS, we calculate the ratio at 11.7. Based on UVSP's history, that recent PE is low relative to the historical average, with the recent PE 7.9% lower than the average PE across our Univest Financial data set with TTM EPS used in the calculation at each period.

Another interesting UVSP historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for UVSP, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for UVSP, we start with the past four EPS numbers and we first sort them from lowest to highest: 0.69, 0.79, 0.89, and 0.96. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 0.79 and 0.89 — which gives us the median of 0.84. Basically the way to think about this 0.84 number is this: for the trailing four earnings reports, 0.84 marks the "middle ground" number where UVSP has reported a value higher than 0.84 half the time, and has reported a value lower than 0.84 half the time. Annualizing that median value then gets us to 3.36/share, which we use as the denominator in our next PE calculation. With 38.89 as the numerator (as of 5/8/2026), the calculation is then 38.89 / 3.36 = 11.6 as the UVSP PE ratio as of 5/8/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on UVSP or any other given stock, valuation analysis for UVSP can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate Univest Financial PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for UVSP. Thanks for visiting, and the next time you need to research UVSP Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.