UPBD Historical PE Ratio Notes

— Upbound Group (ticker symbol: UPBD), formerly known as Rent-A-Center, is a leading provider of consumer lease-to-own and financial technology solutions, primarily focused on durable goods like furniture, appliances, electronics, and computers. The company operates through a rental model, where customers can acquire essential products via flexible payment terms without traditional credit checks, making it a popular option among consumers with limited access to credit. For an investor examining UPBD's historical price-to-earnings (PE) ratio, it's important to note that the company's business is closely tied to economic cycles, changes in consumer sentiment, and credit trends. During periods of economic stress or rising unemployment, demand for lease-to-own solutions may increase, potentially boosting earnings and affecting the PE ratio. Conversely, in strong economies when credit is more accessible, growth may moderate. Furthermore, regulatory developments, shifts in consumer behavior, and competitive pressures from both physical and digital retailers impact earnings expectations & thus historical valuation multiples. As you review UPBD's historical PE ratios, consider how fluctuations in earnings—driven by macroeconomic cycles, industry dynamics, & changes in its customer base—have influenced the market's willingness to pay for UPBD’s earnings over time.

On this page we presented the UPBD Historical PE Ratio information for Upbound Group' stock. The average UPBD historical PE based on using the annualized quarterly earnings result at each measurement period (for the "E" in the PE calculation; and the closing price on earnings date as the "P") is 11.8. Meanwhile, using the trailing twelve month (TTM) quarterly earnings result as our method of calculation the "E" value at each measurement period, the average UPBD historical PE based on this TTM earnings result method is 11.5. Note: any PE calculations involving negative earnings were discarded as not meaningful.

Let's now compare this UPBD historical PE result, against the recent PE: when this page was posted on 4/10/2026, the most recent closing price for UPBD had been 18.39, and the most recent quarterly earnings result, annualized, was 4.04. Meanwhile, the most recent TTM earnings summed to 4.13. From these numbers, we calculate the recent UPBD PE on 4/10/2026 based on annualized quarterly EPS was 4.6. Based on UPBD's history, that recent PE is low relative to the historical average, with the recent PE 61.0% lower than the historical average PE across our data set for Upbound Group. Looking at the recent UPBD PE on 4/10/2026 based on TTM EPS, we calculate the ratio at 4.5. Based on UPBD's history, that recent PE is low relative to the historical average, with the recent PE 60.9% lower than the average PE across our Upbound Group data set with TTM EPS used in the calculation at each period.

Another interesting UPBD historical PE Ratio calculation we look at is to take the median earnings per share of the last four quarters for UPBD, and then annualize the resulting value... with that annualized number then being used in the PE calculation. To walk through this math for UPBD, we start with the past four EPS numbers and we first sort them from lowest to highest: 1.00, 1.00, 1.01, and 1.12. We then toss out the highest and lowest result, and then take the average of those two middle numbers — 1.00 and 1.01 — which gives us the median of 1.00. Basically the way to think about this 1.00 number is this: for the trailing four earnings reports, 1.00 marks the "middle ground" number where UPBD has reported a value higher than 1.00 half the time, and has reported a value lower than 1.00 half the time. Annualizing that median value then gets us to 4/share, which we use as the denominator in our next PE calculation. With 18.39 as the numerator (as of 4/10/2026), the calculation is then 18.39 / 4 = 4.6 as the UPBD PE ratio as of 4/10/2026, based on that annualized median value we calculated.

For self directed investors doing their due diligence on UPBD or any other given stock, valuation analysis for UPBD can greatly benefit from studying the past earnings and resulting PE calculations. This exercise can help inform an analysis as to whether the past earnings trajectory and current versus historical PE ratios justify the current stock value.

That's why we bring you HistoricalPERatio.com to make it easy for investors to investigate Upbound Group PE history or the past PE information for any stock in our coverage universe. And in your continued research we hope you will be sure to check out the further links included for earnings surprises history (beat/miss data) as well as next earnings dates for UPBD. Thanks for visiting, and the next time you need to research UPBD Historical PE Ratio or the ratio for another stock, we hope you'll think of our site, as your go-to historical PE ratio research resource of choice.